Michael Isaacs

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Mortgage Interest Rate Versus APR: What To Know

March 23, 2023 by Michael Isaacs

When you go through the process of applying for a mortgage, you need to make sure you understand all of the terms on the page. Two of the most common numbers you will come across include the mortgage rate and the APR. Many people associate both of these numbers with interest rates, but you will probably notice that they are not quite the same. What are the differences between these two numbers, and how are they going to impact your mortgage loan?

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Filed Under: Mortgage Tagged With: APR, Mortgage, Mortgage Rates

Navigating A Market With Higher Interest Rate

March 22, 2023 by Michael Isaacs

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

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Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, New Home

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

March 21, 2023 by Michael Isaacs

How does a mortgage pre-approval work, and how can you make sure you won't be declined when you apply? Here's what you need to know.

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Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

What’s Ahead For Mortgage Rates This Week – March 20, 2023

March 20, 2023 by Michael Isaacs

Last week's economic reporting included readings on housing starts and building permits issued, the National Association of Home Builders Housing Market Index, and Fed Chair Janet Yellen's Senate testimony. The Commerce Department reported on housing starts and building permits issued published, and a monthly reading on consumer sentiment was published. Weekly reports on mortgage rates and jobless claims were also released.

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Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Is A VA Loan The Best Option For Your Needs?

March 17, 2023 by Michael Isaacs

If you plan on buying a house in the near future, there are a few mortgage options available. One potential option is called a VA loan. This is a loan that has been backed by the Department of Veterans Affairs, and it could provide you with some added flexibility that you can use to purchase a house. Is a VA loan right for you? There are a few points to keep in mind.

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Filed Under: Mortgage Tagged With: Mortgage, VA Loans

Should You Pay Discount Points When You Get Your Mortgage?

March 16, 2023 by Michael Isaacs

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to buy "discount points" to lower your interest rate.

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Filed Under: Mortgage Tagged With: Discount Points, Mortgage, Tax Deduction

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Michael Isaacs

Contact Michael


CEO

NMLS #26591 • AZ License #BK-0904162
Licensed in: AZ, CA, CT, FL, IL, KS, KY, ME, MD, MO, NH, NJ, OH, PA, TN, VA.
Direct/Office: 614.383.7341
michael@gomortgage.com
4215 Worth Avenue, Suite 220, Columbus, OH 43219
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GO Mortgage
Company NMLS #1018

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Recent Articles

  • Mortgage Interest Rate Versus APR: What To Know
  • Navigating A Market With Higher Interest Rate
  • Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One
  • What’s Ahead For Mortgage Rates This Week – March 20, 2023
  • Is A VA Loan The Best Option For Your Needs?
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