by Michael Isaacs | Oct 19, 2023 | Mortgage Tips
In the world of personal finance and homeownership, there’s a common debate: should you pay off your mortgage early, or is it better to take a more relaxed approach to your home loan? While the idea of being mortgage-free is undoubtedly appealing, there are...
by Michael Isaacs | Oct 18, 2023 | Mortgage, Mortgage Tips
When it comes to buying a home, one of the most critical factors to consider is how much you can borrow through a mortgage. Mortgage lenders play a pivotal role in determining your borrowing capacity. We will delve into the intricacies of how mortgage lenders decide...
by Michael Isaacs | Oct 12, 2023 | Mortgage Tips
Many mortgage payments are made up of four parts, called PITI. PITI is an acronym that stands for principal, interest, tax, and insurance. It’s important to understand PITI because it is the real number you need to use in order to find out how much mortgage you...
by Michael Isaacs | Aug 16, 2023 | Mortgage Tips
As the housing market continues to evolve, it becomes increasingly crucial for aspiring homeowners to tread carefully and avoid falling into the trap of being house poor. The dream of owning a home should not come at the expense of financial stability and overall...
by Michael Isaacs | Jul 20, 2023 | Mortgage Tips
Hiring a home contractor can be a daunting task, as the success of your home renovation or construction project depends largely on the competence of the contractor you choose. Here are some critical tips to consider when hiring a home contractor: Research: Do thorough...
by Michael Isaacs | Jul 11, 2023 | Mortgage Tips
When it comes to applying for a mortgage, lenders take various factors into account to determine your eligibility. One crucial aspect they consider is your employment history. Your employment history provides lenders with valuable insights into your financial...