Michael Isaacs

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How to Save The Most Money When Buying a House

August 30, 2023 by Michael Isaacs

Buying a house is one of the most significant financial decisions in one's life, and it's essential to make smart choices to save money during the process. While purchasing a home can be expensive, there are several strategies you can implement to maximize your savings and make the most of your investment.

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Filed Under: Mortgage Tagged With: Closing Costs, Mortgage, New Home

What is Cash to Close?

May 10, 2023 by Michael Isaacs

The Cash to Close amount is calculated by subtracting any applicable credits, such as earnest money or seller contributions, from the total amount of funds needed to complete the transaction. The resulting figure represents the final amount of cash that the buyer needs to bring to the closing.

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Filed Under: Mortgage Tagged With: Cash to Close, Closing Costs, Mortgage

How Do You Actually Write The Check To Buy A House?

January 18, 2023 by Michael Isaacs

After you have found the right house to meet your needs, you need to make the down payment to complete the transaction. Can you show up at the closing table with a suitcase full of cash? Of course, that would be a bit suspect, so that is not actually how it happens. What do you need to do to actually hand over the funds to buy the house?

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Filed Under: Mortgage Tagged With: Closing Costs, Mortgage

How Do You Actually Write The Check To Buy A House?

January 18, 2023 by Michael Isaacs

After you have found the right house to meet your needs, you need to make the down payment to complete the transaction. Can you show up at the closing table with a suitcase full of cash? Of course, that would be a bit suspect, so that is not actually how it happens. What do you need to do to actually hand over the funds to buy the house?

Continue Reading...

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage

Closing Costs And A Cash Sale: Who Pays?

November 8, 2022 by Michael Isaacs

There are some people who are able to pay cash for a home. Typically, these are individuals who are selling an existing property that has gone up in value. Now, all of a sudden, they have a lot of extra money they can spend on a house. If you can pay cash for a home, you have a lot of extra negotiating power. When it is time to complete the sale, who pays?

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Filed Under: Mortgage Tagged With: Cash Sale, Closing Costs, Mortgage

The Type of Home You Want to Buy Determines Your Closing Cost and Here’s Why

August 9, 2022 by Michael Isaacs

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is purchased. With a closer look at why this is, home buyers can make a more educated decision when selecting a home to purchase.

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Filed Under: Mortagage Tips Tagged With: Closing Costs, Home Purchase, New Home

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Michael Isaacs

Contact Michael


CEO

NMLS #26591 • AZ License #BK-0904162
Licensed in: AZ, CA, CT, FL, IL, KS, KY, ME, MD, MO, NH, NJ, OH, PA, TN, VA.
Direct/Office: 614.383.7341
michael@gomortgage.com
4215 Worth Avenue, Suite 220, Columbus, OH 43219
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GO Mortgage
Company NMLS #1018

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