Michael Isaacs

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Will Pre-Approval for a Mortgage Hurt My Credit Score?

June 9, 2023 by Michael Isaacs

To understand how pre-approval affects your credit, we need to discuss credit inquiries. When you apply for credit, such as a loan or credit card, the lender typically pulls your credit report to assess your creditworthiness. These inquiries are categorized as either "hard" or "soft."

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Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

Buying in a New Community: How to Meet and Make Friends with Your New Neighbors

June 8, 2023 by Michael Isaacs

One of the stresses of moving to a new area is giving up the familiarity that you have with your old neighbors and starting from scratch. Whether you've just moved to a different locale or you're planning to relocate in the near future, there are some easy ways that you can make a home of your new neighborhood right from the start.

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Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving Tips

What You Need To Know About Your Home Appraisal And Your Mortgage

June 7, 2023 by Michael Isaacs

When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted.

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Filed Under: Mortgage Tagged With: Appraisal, Mortgage, Value

Most Renters Are Paying Far More Than Their Landlord’s Mortgage

June 6, 2023 by Michael Isaacs

It is not uncommon for renters to pay more in rent than their landlord's mortgage payment. This is because landlords are typically looking to make a profit on their rental properties, and they will often set their rent prices based on market rates rather than the cost of their mortgage.

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Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Renting

S&P Case-Shiller Home Price Indices Show Mixed Readings in March

June 2, 2023 by Michael Isaacs

Homeowners took a "wait and see" position as mortgage rates rose and concerns over the economy persisted. Those who refinanced their mortgages to low rates during the pandemic weren't looking to buy new homes or refinance at current mortgage rates near seven percent. Prospective homebuyers faced affordability challenges and concerns over buying at the top of their local real estate markets.

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Filed Under: Financial Reports Tagged With: Case-Shiller, Financial Reports March readings for the S&P Case-Shiller National Home Price Index showed that month-to-month home prices rose by 0.40 percent in March. The 20-City Home Price Index, which is considered a benchmark indicator by U.S. real estate professionals

Does My Current Debt Affect Getting A New Mortgage?

June 1, 2023 by Michael Isaacs

It's important to manage your debt carefully and maintain a good credit score if you're planning to apply for a new mortgage. By evaluating the following and staying on track, you can ensure that you're ready for the financial responsibilities of a mortgage and can make an informed decision about homeownership.

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Filed Under: Mortgage Tagged With: Credit Score, Debt to Income, Mortgage

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Michael Isaacs

Contact Michael


CEO

NMLS #26591 • AZ License #BK-0904162
Licensed in: AZ, CA, CT, FL, IL, KS, KY, ME, MD, MO, NH, NJ, OH, PA, TN, VA.
Direct/Office: 614.383.7341
michael@gomortgage.com
4215 Worth Avenue, Suite 220, Columbus, OH 43219
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GO Mortgage
Company NMLS #1018

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Recent Articles

  • Will Pre-Approval for a Mortgage Hurt My Credit Score?
  • Buying in a New Community: How to Meet and Make Friends with Your New Neighbors
  • What You Need To Know About Your Home Appraisal And Your Mortgage
  • Most Renters Are Paying Far More Than Their Landlord’s Mortgage
  • S&P Case-Shiller Home Price Indices Show Mixed Readings in March
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