Michael Isaacs

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S&P Case-Shiller Home Price Indices: Home Prices Fall In November

February 2, 2023 by Michael Isaacs

U.S. home prices continued to fall in November according to S&P Case-Shiller's month-to-month national and 20-city home price indices, but home price growth rates remained in positive territory year-over-year. The national home price index posted a 7.70 percent year-over-year home price growth rate as of November 2022.

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Filed Under: Financial Reports Tagged With: Case-Shiller, Financial Reports, Mortgage Rates

Is It Worth It to Put More Than 20 Percent Down?

February 1, 2023 by Michael Isaacs

Are you thinking of buying a new home this spring or summer? If so, you're not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you're a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment.

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Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

What You Need To Know About A Closed-End Second Mortgage

January 31, 2023 by Michael Isaacs

A home is probably one of the most expensive purchases you will ever make. It is important for you to understand all of the options available to you, particularly if you need a quick source of cash, and you might be thinking about taking out a second mortgage.

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Filed Under: Mortgage Tagged With: Loan Options, Mortgage, Second Mortgage

What’s Ahead For Mortgage Rates This Week – January 30, 2023

January 30, 2023 by Michael Isaacs

Last week's economic reporting included readings on new and pending home sales, inflation, and consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.

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Filed Under: Financial Reports Tagged With: Case-Shiller, Financial Report, Jobless Claims

Getting A Mortgage When Self-Employed: What You Need To Know

January 26, 2023 by Michael Isaacs

There is a common misconception that someone who is self-employed will not have the tax records or income necessary to qualify for a mortgage; however, that is not necessarily the case. In reality, if you are self-employed, there are a lot of home loan options available to you.

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Filed Under: Mortgage Tagged With: Mortgage, Non-QM Mortgage, Self Employed

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Michael Isaacs

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

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Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

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Michael Isaacs

Contact Michael


CEO

NMLS #26591 • AZ License #BK-0904162
Licensed in: AZ, CA, CT, FL, IL, KS, KY, ME, MD, MO, NH, NJ, OH, PA, TN, VA.
Direct/Office: 614.383.7341
michael@gomortgage.com
4215 Worth Avenue, Suite 220, Columbus, OH 43219
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Recent Articles

  • S&P Case-Shiller Home Price Indices: Home Prices Fall In November
  • Is It Worth It to Put More Than 20 Percent Down?
  • What You Need To Know About A Closed-End Second Mortgage
  • What’s Ahead For Mortgage Rates This Week – January 30, 2023
  • Getting A Mortgage When Self-Employed: What You Need To Know
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