Michael Isaacs

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Buying Your First Home? Here’s Why You’ll Need to Ensure You Have a Proper Home Inspection

February 17, 2023 by Michael Isaacs

At the point where the buyer finds a home and decides to make an offer, the contract should be written contingent on an acceptable inspection. If serious issues are found, the buyer has the options of requesting certain items to be fixed, to be compensated for the costs of repair, for a lower purchase price or to cancel the contract.

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Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Home Inspections

Is It Worth It to Put More Than 20 Percent Down?

February 1, 2023 by Michael Isaacs

Are you thinking of buying a new home this spring or summer? If so, you're not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you're a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment.

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Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

4 Reasons Why Your Mortgage May Be Denied After Pre-approval

December 27, 2022 by Michael Isaacs

So you've been pre-approved for a mortgage - great! You've taken the first step toward becoming a homeowner. But before you start picking out china patterns, you'll want to keep in mind that a pre-approval isn't the same thing as a mortgage agreement. There's still no guarantee that you'll actually get a mortgage.

But why would a lender deny a mortgage after pre-approving a borrower? Here's what you need to know.

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Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Approval Issues, Mortgage Tips

Buying a Home in a Fire Risk Area: Here’s What You Need to Know

December 9, 2022 by Michael Isaacs

Outside of the significant financial responsibility of delving into home ownership, there can also be a lot of other risks involved that you may not have thought about as a new homeowner. While the requirement of homeowner's insurance is well known and guarding your house against theft can be commonplace, if you happen to be living in an area that's at high risk of fire, here are some things to consider beforehand.

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Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

The Benefits of Using a Veterans (VA) Loan To Purchase Your Home

November 11, 2022 by Michael Isaacs

U.S. military veterans have opportunities to enjoy some richly-deserved benefits in other aspects of their lives, including some special options for financing their homes. VA loans may give active military personnel, retired veterans, and sometimes surviving family members of veterans the ability to purchase homes that might not prove available to them through more conventional mortgage loans.

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Filed Under: Home Buyer Tips Tagged With: Home Loan, VA, Veterans

Downsizing? Here’s What You Can Expect When You Move From a House to a Condo

November 2, 2022 by Michael Isaacs

Whether the kids have moved out or you just aren't using the extra bedrooms, having a house that feels 'too big' is rarely fun. In today's post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo.

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Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

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Michael Isaacs

Contact Michael


CEO

NMLS #26591 • AZ License #BK-0904162
Licensed in: AZ, CA, CT, FL, IL, KS, KY, ME, MD, MO, NH, NJ, OH, PA, TN, VA.
Direct/Office: 614.383.7341
michael@gomortgage.com
4215 Worth Avenue, Suite 220, Columbus, OH 43219
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Recent Articles

  • 3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval
  • Mortgage Interest Rate Versus APR: What To Know
  • Navigating A Market With Higher Interest Rate
  • Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One
  • What’s Ahead For Mortgage Rates This Week – March 20, 2023
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