Michael Isaacs

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Will Pre-Approval for a Mortgage Hurt My Credit Score?

June 9, 2023 by Michael Isaacs

To understand how pre-approval affects your credit, we need to discuss credit inquiries. When you apply for credit, such as a loan or credit card, the lender typically pulls your credit report to assess your creditworthiness. These inquiries are categorized as either "hard" or "soft."

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Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

What You Need To Know About Your Home Appraisal And Your Mortgage

June 7, 2023 by Michael Isaacs

When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted.

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Filed Under: Mortgage Tagged With: Appraisal, Mortgage, Value

Most Renters Are Paying Far More Than Their Landlord’s Mortgage

June 6, 2023 by Michael Isaacs

It is not uncommon for renters to pay more in rent than their landlord's mortgage payment. This is because landlords are typically looking to make a profit on their rental properties, and they will often set their rent prices based on market rates rather than the cost of their mortgage.

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Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Renting

Does My Current Debt Affect Getting A New Mortgage?

June 1, 2023 by Michael Isaacs

It's important to manage your debt carefully and maintain a good credit score if you're planning to apply for a new mortgage. By evaluating the following and staying on track, you can ensure that you're ready for the financial responsibilities of a mortgage and can make an informed decision about homeownership.

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Filed Under: Mortgage Tagged With: Credit Score, Debt to Income, Mortgage

An Overview Of Mortgage Points

May 31, 2023 by Michael Isaacs

There are two types of mortgage points: discount points and origination points. Discount points are used to buy down the interest rate on the loan, while origination points are used to cover the lender's administrative costs.

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Filed Under: Mortgage Tagged With: Mortgage, Mortgage Points, Mortgage Rates

What is the Difference Between a Reverse Mortgage and a Home Equity Conversion Mortgage?

May 25, 2023 by Michael Isaacs

A reverse mortgage and a home. equity conversion mortgages (HECM) are both types of loan products that allow homeowners to tap into the equity they have built up in their homes. However, there are some important differences between the two.

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Filed Under: Mortgage Tagged With: Home Equity, Mortgage, Reverse Mortgage

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Michael Isaacs

Contact Michael


CEO

NMLS #26591 • AZ License #BK-0904162
Licensed in: AZ, CA, CT, FL, IL, KS, KY, ME, MD, MO, NH, NJ, OH, PA, TN, VA.
Direct/Office: 614.383.7341
michael@gomortgage.com
4215 Worth Avenue, Suite 220, Columbus, OH 43219
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GO Mortgage
Company NMLS #1018

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Recent Articles

  • Will Pre-Approval for a Mortgage Hurt My Credit Score?
  • Buying in a New Community: How to Meet and Make Friends with Your New Neighbors
  • What You Need To Know About Your Home Appraisal And Your Mortgage
  • Most Renters Are Paying Far More Than Their Landlord’s Mortgage
  • S&P Case-Shiller Home Price Indices Show Mixed Readings in March
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